Got Snow?

If you’re life has more snow than a snowglobe..
Remember that shoveling show is really good aerobic exercise!  Keep the weight on each shovelful low to tone instead of bulk up!
Spray your shovel with non stick spray (like Pam) or grease it with shortening (Crisco) – this will stop build up on the tools.
The same [...]

Christmas Wrapping tip

As the holiday is wrapping up, literally – what an nail splitting pain you have in store trying to peel those sticky labels and price stickers off.
Don’t worry – help is just a pantry away.  Grab your jar of peanut butter or shortening (from the holiday baking),  dab it on the label or sticker ~ [...]

Of words and friendship

When do you discover yourself? Are we born knowing  who we are or is it based on how well we are socialized or only by trial and tribulation that we get there.  I think for each of us method is different whether it is nature or nurture or a journey on the wheel.

For me a [...]

Bang for your buck

If you can’t afford to make an extra mortgage payment each year, you might try this……

Save money for a rainy day…

paying a little more when you have the leeway allows you to save for months when you have more bills.

Cash withdrawal security tip or Caveat Argent (Beware of the Banker!)

Make it easy to spoke your withdrawals by making them a uniform non standard amount rather than $50 or $100.